Presented byJohn Izzo |
Wow! What a great new price. to assist with updates needed. Time to take a look. Minutes to town, shops, dining Cheshire Academy, Quinnipiac and highways. This vintage 1792 home is set on 1. 54 peaceful level acres. It has charming, unique features that include wide plank flooring, 4 vintage fireplaces (no liners) in Parlor, Keeping room, Kitchen and Dining, huge attic space for storage or expansion. The home is a legal two family but walls were opened and could it be converted to a single-family home or can host main level in-law or rent one or both units again. Offering one huge kitchen and second smaller kitchen both received partial renovation. The property is level and treed and perfect for picnics, play and parties. There is a 2 car oversized garage that was renovated with walk up for office or studio potential. The house has two of each: furnace, oil tank and hot water heaters. The main section of the house was re-roofed in 2018. Other section of roof redone approx. 2016. The home is being sold as is. Plenty of parking too! There is write up on this home in the book "Landmarks of Old Cheshire . Also listed as a two-family home MLS # 170601309. Note: Artist, writers or contractors the upper level of the garage is perfect home office or where you can have your studio or workshop. Two doors & sep. septic for rear kitchen, bath and bedroom-home office? rent it? In-law? Studio? . " Come Live, Laugh, Love and Play in this historic home. *** FYI will not pass FHA or CHFA Need rehab loan or cash or ?? Home was used as a two family with the rear of the home and its two entries. Wall can be reinstalled between the office and the main level BR. That first floor apartment or in-law would then have 2. 5 rooms and full bath. BR/LR and Kit/DR. Huge closet added for future use. Both this apt larger kitchen and the smaller kitchen had some upgrades/updates by current owner. Single family, rental or in-law all possible. Need stoves in both kitchens. Lower level need resupporting and the foundation nees a bit of work, too. Priced to sell as is!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Built-Ins,Fireplace,Wide Board Floor | 16X15 | Upper |
Bedroom 2 | Wide Board Floor | 15X11 | Upper |
Bedroom 3 | Wide Board Floor | 14.5X12.8 | Upper |
Dining Room | Built-Ins,Fireplace,Wide Board Floor | 16.4X14.3 | Main |
Family Room | Fireplace | 15X14 | Main |
Full Bath | Main | ||
Full Bath | Upper | ||
Kitchen | Built-Ins,Fireplace,Full Bath | 13X11 | Main |
Kitchen | 9X7 | Main | |
Living Room | Built-Ins,Fireplace | 16.4X14.8 | Main |
Office | Fireplace,Wide Board Floor | 14X12.1 | Main |
Primary Bedroom | Upper |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $286,000 | $286,000 | $286,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $589 | $589 | $589 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,951 | $1,901 | $2,413 |
Total Monthly Payment | $2,615 | $2,565 | $3,077 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.